9 Biggest Discounts and Benefits Many Seniors Forget to Claim

Goodbye birthday discounts, hello everyday discounts. Being a senior is one of the most exciting times in life. Everyone knows about senior discounts at restaurants, but most tend to overlook some of the greatest benefits and programs available. Unfortunately many people 55+ are missing out entirely, simply because they don't know these programs exist.

We've put together a list of personal disounts and benefits for 2019 that both we, and our senior friends have used recently.

Please keep in mind that some of these discounts are only available online, and may not be available for very long. For that reason, we recommend our readers claim their benefits to start saving right away!

#1 - Discounts at America's Favorite Restaurants

Not everyone feels like cooking. We curated some of the top restaurant discounts in the nation to make your choice easier. Check back weekly for updates!

Keep in mind that deals may vary at participating locations and can change without notice.

  • Applebee's: Senior discount 10%-15% off varies by location (Inquire)
  • Arby's: 10% discount on purchase depending on location (60+)
  • McDonald’s: discounts on coffee and beverages (55+)
  • Ben & Jerry's : 10% off for Seniors
  • IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations
  • Denny’s: Offers a 55+ menu with smaller portions, and better prices. (We like this a lot!)
  • Carrows: Golden 55 Menu for breakfast, lunch and dinner
  • Subway: 10% off (60+) varies by location
  • Dairy Queen: 10% off for seniors (55+)
  • Long John Silver’s: 10% discount or discounted beverage (55+)

#2 - Born Before 1985? Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year...

Congress recently passed a new government program called the Freddie Mac Enhanced Relief Refinance (FMERR) initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month).

There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away.

So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in.

So if reducing your payments by $260/month, paying off your mortgage faster, or even taking some cash out would help you, it's important to check your eligibility here. Checking your eligibility is quick and completely free!

Check My Eligibility


#3 - Seniors 55 and Older Get $1,000,000 Tax-Free Life Insurance

Unfortunately with every year you age your insurance premium amount rises 8-10%. For some, rising life insurance policy costs can add up significantly. And what's worse is the fact that many have a hard time qualifying for new policies altogether once they reach a certain age.

Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run your information through their technology to automatically find the best life insurance policies available for a much much lower price. You could end up saving up to 70% on life insurance!

No medical check and instant approval policies are also available. Click here to see available plans.

Save on Life Insurance

#4 - Discounts at America's Favorite Retailers & Grocery Stores

Senior discounts don't just stop at restaurants and life insurance. Enjoy your new found discounts at some of your favorite retailers. We've put together our special list for 2019 where seniors can save at some of our favorite places.

Keep in mind that deals may vary at participating locations and can change without notice.

  • Kroger: 5% discount Tuesdays and Thursdays (55+)
  • Hy-Vee: depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
  • Publix: 10% senior discount on the first Tuesday of every month
  • HEB: 10% discount every Wednesday
  • Fred Meyer: 10% discount in participating locations, get in touch with your local store to find out more
  • Kohl's: varying discounts at participating locations (inquire)
  • Fry's Food: 10% discount on the first Wednesday of every month to all seniors with VIP card.

#5 - More Than $5,000 in Tax Debt? Use This Brilliant Debt Payoff Plan

Seniors that carry tax debt don't need the burden of increasing interest payments every month. But credit companies may not want you to find out about alternatives.

For anyone with more than $5,000 in tax debt, this debt relief program for seniors may reduce the amount of money owed. The program can resolve debt without a loan, and many have become debt free in 24 – 48 months by using this one strategy. Those with over $5,000 or more in tax debt can click here to see if they qualify for reduced payments.

Reduce My Tax Bill

#6 - Senior Discounts on Car Insurance

Did you know that depending on your age and other factors you could get a huge discount on car insurance? Recent studies indicate that only 5% of American drivers over the age of 55 are paying less than $63 per month for car insurance. That is probably because they are not taking advantage of the multiple discounts available to them.

Click here to see if you qualify to save $400+ on car insurance

See My New Rate

#7 - Travel Discounts for Seniors

Overdue for a vacation? Want to get away? Love to visit family? We've curated the top senior discounts for airfare:

Keep in mind that deals can change at any time without notice.

  • American Airlines: Multiple discounts for 65 and up (call to apply senior discount).
  • Southwest Airlines: Depending on flight, seniors can anywhere from 10% - 30% on various flights
  • British Airlines: Only AARP members can save up to $300 on flights
  • United Airlines: Seniors 65+ qualify for discounts on this airline. Call for details.
  • Hertz Rent-A-Car: This rental car company offers discounts for all renters over age 50.
  • Avis: AARP members can save up to $30 per rental
  • Enterprise: Up to 10% discount when booked online for seniors 55+

#8 - You May Never Pay Out-of-Pocket for Home Repairs Again

Unexpected home repairs can be catastrophic to the finances of seniors on a fixed monthly budget. Unfortunately home insurance will not cover the refrigerator, stove or washing machine breaking down unexpectedly. Same goes for your heater in the winter or AC unit in the summer. If any of these items break, it can run hundreds or even thousands of dollars.

This is why so many homeowners have taken such an interest in this Home Warranty Program that supplements homeowners insurance. It can end up saving thousands by protecting unexpected home repairs. The AC, furnace, appliances, roofing repairs – they may all be covered! If there's something they can't fix, they may just replace it!

Click to Learn More

#9 - Discounts on Solar Panels (Limited Time Offer!)

Warning: Do not pay your next energy bill until you read this...

This is the 1 simple truth your power company doesn't want you to know. There is a new policy in 2019 that qualifies homeowners who live in specific zip codes to be eligible for $1,000's of Government funding to install solar panels. Has your power company told you that? Of course not. They hope homeowners don't learn about this brilliant way to reduce your energy bill tremendously!

When homeowners check whether they qualify many are shocked that subsidies and rebates can cover a lot of the costs associated with installation so it greatly reduces the amount you'll have to pay. Many may qualify for $0 down! Soon, you could be on your way to significantly reducing your electric bill in a matter of weeks.

Smart homeowners are setting out to do their own research and determine whether this new program lives up to its reputations. Over and over again, many are reporting back on their findings, with the most exciting part being that they are now able to save $1,000s a year on their own energy bill.

Check Your Savings

Expect the best. Prepare for the worst. Capitalize on what comes.– Zig Ziglar

I don't want to be thirty again—do you?– CEO of AARP

Don't Forget The Top 3 Most Popular Discounts to Save Money:

✔ Take $3,120/year Off Your Mortgage: Click here to check if your eligible!

✔ Cheap Life Insurance: Click here to search discounted rates on life insurance!

✔ Debt Relief: Click here if you have more than $5,000 in tax debt.

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